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  Student credit cards are designed to help college students build credit with responsible use. Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt or has a co-signer over the age of 21 who agrees to accept joint liability for the account. Apply Now Journey Student Rewards from Capital One Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply Enjoy no annual fee and no foreign transaction fees You can help build your credit with responsible use of a card like this Pick the monthly due date that works best for you Be automatically considered for a higher credit line in as little as 6 months $0 fraud liability if your card is ever lost or stolen Monitor your credit profile with the CreditWise® app, free for everyone Intro APR N/A In...

  Business credit cards let small businesses earn rewards on business purchases and manage expenses properly. They allow business owners to separate business expenses from personal expenses, give employee cards, and receive exclusive access to events that are ideal for entertaining clients or treating staff, etc. Many small business credit cards come with perks such as 0% interest on purchases and balance transfers, customized business credit lines, cash back or travel rewards for spending at gas stations, restaurants, office supply stores. Compared with personal cards, business credit cards tend to have higher credit limits. And business credit cards may offer better rewards on certain purchases such as office supplies, gas, etc. If you don’t own a corporation or LLC, you can still apply for business credit cards as a sole proprietor – just use your own name as the business name and use your Social Security Number (SSN) as the Tax ID in the application. See detailed explanation on...